Personal injury claims are one of the most complicated types of legal claims you can file. While it may seem straightforward to ask your own insurance company for a payment, you might receive higher insurance premiums if you file a claim with your own company. You also might not be entitled to damages if you were at fault for the crash or accident.
Damages and Personal Injury Claims
"Damages" refer to the physical or emotional harm you've suffered after an accident. Damages you might be able to claim include, but are certainly not limited to:
- Car repair bills
- Towing and rental car fees
- Medical bills
- Future & past lost wages
- Pain and suffering
To get a better idea of what type of damages you could be entitled to, you should speak with a licensed personal injury attorney in your area.
Fault determination is important for any personal injury claim. If you are at fault for a car crash, or were completely careless and injured yourself in a grocery store, you may not be entitled to any damages though a personal injury claim.
On the other hand, if the other party was at fault for an accident, you might be eligible for pain and suffering damages. These are typically only paid to people who suffered serious injuries and were not at fault for an accident.
You'll need specific material when preparing your claim depending on what type of car accident you were in, or where you slipped and fell. Here is a little more information on filing a personal injury claim based on a situation: