No matter how careful and safe you drive, you are at risk of being involved in an auto accident as long as there are drivers who are not responsible enough. Being rear-ended may seem minor but it can still result to tension and trauma to the passengers.
It is easy to get confused and forget to do the proper steps while in the scene of the accident. The following tips on dealing with a driver who rear-ended you will guide you on what you should do when confronted with the same problem.
Tip#1: Do Not Admit Fault
Most states in America have statutes that require drivers to have a comfortable distance between their vehicle and the car in front of them. In cases where conditions are hazardous, particular care is even required. Therefore, you should not admit fault if somebody does this to you.
The driver who rear-ended the vehicle in front is likely to be the one at fault.
To admit fault especially in writing or on record will render you incapable of claiming compensation from the other driver or his insurer. You should note that in cases of injuries, you may pursue the other driver in case his insurance exceeds your medical expenses.
Tip#2: Take Photos of the Vehicles in the Scene
One of the most important things to do while at the scene of an accident is to take photos of the vehicles involved. Photos from all angles should be taken to clearly show who is at fault and the extent of the damage.
If you and/or your passengers sustained injuries, it would also be wise to take pictures of the injuries while at the scene.
Tip#3: Get the Insurance Information of the Other Driver
It is customary to call for police assistance immediately when car crashes transpire even how minor it is. They are tasked to make an investigation and write an incident report that will detail the circumstances of the accident.
It is important for you to get a copy of that report to be used as support when you file for a claim against the driver or his insurer.
You will be unable to do this if you fail to get the information of the driver and his insurance company. The most relevant data you should acquire while in the scene of the accident includes the following:
- Personal and contact details of the driver who rear-ended you;
- Details of other drivers and their insurer if more than one vehicle is involved;
- Names and contact details of the insurers;
- License plates and license numbers of the other driver or drivers;
- Names and contact details of witnesses who can help you prove your case.
All these will help you initiate a personal injury claim or an insurance claim for damage to property depending on your situation. You should also list down everything that you believe is relevant while in the scene and do not leave it to your memory.
Tip#4: Acquire Expert Help of a Personal Injury Attorney
Being rear-ended may be a minor accident but the help of a personal injury attorney will still come in handy. He could be the one to face the other party involved as well as the insurance company. He can also ensure the completeness and accuracy of all supporting documents you need to increase the odds of gaining the most value in terms of settlement.
Being represented by an attorney also signifies to the other party that you meant business and that you should be taken seriously. Most importantly, your attorney will give you the ease you needed particularly after going through an accident.