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5 Common Misconceptions About Personal Injury Claims

Submitted by rtg on

Filing a personal injury claim is often an option when someone else harms you or allows you to be harmed. By filing a claim, you can seek compensation for medical bills, lost wages, and related losses.

However, falling prey to certain misconceptions about personal injury claims could stop you from receiving the compensation you deserve. Misconceptions to be aware of include:

Misconception 1: You Can Only File a Personal Injury Claim Immediately After an Accident

You may file a personal injury claim even if an accident occurred in the past. Statutes of limitations are laws defining how much time injured parties have to take legal action. Check the laws in your state to find out whether you still have time to file a claim.

In addition, injuries don’t always show up immediately after accidents. For example, maybe someone was involved in an incident that resulted in exposure to a harmful substance. Perhaps they developed a medical condition as a result of this incident several months later.

In this type of case, the statute of limitations may be based on when someone discovers their injuries or condition. Speak with a lawyer for more information about your options.

Misconception 2: Personal Injury Claims Always Lead to Lengthy Court Battles

Many factors can influence how long it takes to resolve a personal injury claim. In some instances, it’s possible to negotiate for a fair settlement in just a few months.

Additionally, you can pursue alternative dispute resolution methods, like mediation, before going to court. Most personal injury cases never actually go to trial.

Misconception 3: You Can't Afford to Hire a Personal Injury Attorney

A personal injury attorney could play a major role in your case. Their assistance might improve your chances of receiving the compensation you’re eligible for.

However, you might be reluctant to hire one. Perhaps you believe you can’t afford to hire a lawyer when you’re struggling with medical bills and financial losses.

Be aware that most personal injury attorneys enter into contingency fee agreements with clients. With this type of agreement, your lawyer’s fee is a percentage of the compensation they secure on your behalf. In other words, if you don’t get paid, neither does your lawyer.

Misconception 4: Minor Injuries Aren't Worth Pursuing a Claim

Always seek medical attention after sustaining injuries. An injury that appears minor could be more severe than you realize.

Similarly, never tell anyone your injuries are minor after an accident. A claims adjuster might find out about such statements. If they do, they could reference them when explaining why they believe you don’t deserve as much compensation as you’re seeking.

Misconception 5: Insurance Companies Will Always Offer Fair Compensation

Insurance companies are businesses. They have shareholders. A business’s main priority will always be its bottom line.

A claims adjuster has little incentive to offer you the full amount of compensation for which you’re eligible. Their employer would prefer it if they settled your claim for as little money as possible.

Insurers employ a range of tactics to minimize payouts. Strongly consider protecting yourself by hiring a personal injury attorney.

Speak With a Personal Injury Attorney

One of the best ways to avoid falling prey to misconceptions about personal injury claims is to speak with a lawyer. A personal injury attorney can answer your questions and clear up any areas of confusion. Get started by taking the Free Case Evaluation today to speak with an independent attorney who subscribes to the website.

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