Have you been injured in an auto accident in Massachusetts? If so, you might be entitled to a settlement thorough a personal injury claim. Because Massachusetts is a no-fault state, it'll be important to prove that you were not responsible for the auto accident if you wish to file a claim.
No-Fault Auto Insurance in MA
What is no-fault auto insurance? Massachusetts is one of 10 states that use "no fault" insurance, meaning that you file an insurance claim with your own auto insurer instead of the other driver's insurance company. This is protocol regardless of who is at fault for the claim.
To file a personal injury claim in Massachusetts, you must prove both of the following:
- The accident was not your fault, AND
- The accident cause more than $2,000 in actual damages, such as vehicle damages or hospital bills
Once you meet both thresholds, it's possible to file a personal injury lawsuit against the other driver after he or she caused an auto accident.
Why Does Your Auto Accident Scenario Matter?
The specific auto accident scenario you're involved in makes a huge difference in your personal injury claim. Some scenarios make it easy to pinpoint fault, and if you hope to file a PI claim in Massachusetts, you'll need to be able to prove the other driver caused the crash.
Here are some potential auto accident scenarios you might find yourself in while driving in Massachusetts.
- Accident While Merging in Massachusetts
- Hit As A Pedestrian in Massachusetts
- Hit By FedEx in Massachusetts
- Hit By UPS in Massachusetts
- Hit By USPS in Massachusetts
- Other Driver Did Not Signal In Massachusetts
- Ran Off Road in Massachusetts
- Rear-Ended in Massachusetts
- SIdeswipe Accident In Massachusetts
- T-Boned in Massachusetts