Sample Demand Letter – Slip and Fall on Ice in Front of Building
Navigating the sidewalks in the winter can be a treacherous activity. If you slip and fall on ice in front of a building, the owner of the building may be liable for your injuries. You can file a personal injury claim to get compensation for your medical costs and other expenses.
First, you must write a demand letter and send it to the building owner’s insurance company. This letter should provide a detailed account of your slip and fall and the building conditions. You should also include all related medical bills.
Be as meticulous as possible when writing your demand letter. The more details you list, the higher the odds of an insurance claimant approving the demands listed within the letter
It is always wise to contact a personal injury attorney before drafting a demand letter. He or she can help you determine how much you should claim depending on your medical bills, lost wages, and pain and suffering.
Sample Demand Letter
Use this sample demand letter as a guide. It includes all of the details and information you will need to include in a demand letter of your own.
[Your City, State, and Zip Code]
[Name of the Claims Adjuster]
[Their Job Title]
[Address of the Insurance Company]
[City, State, and Zip Code of the Insurance Company]
Re: Your Insured, [Name of the Defendant]
Claimant: [Your Full Legal Name]
Claim Number: (Only include this number if a claim number has already been assigned to you, and you have already been contacted about the matter.)
Date of Loss: [Date of Accident or Incident in which the Incident Took Place]
Dear Mr./Mrs. [Name of Claims Adjuster],
In response to our past communication, please accept this letter as a formal demand for settlement in the previously mentioned matter.
I have just finished treatment for my injuries that I sustained while walking outside of the establishment of your insured, Franklin Credit Union. On January 14, 2016, I was walking in the center of town outside of Franklin Credit Union at [insert location]. It had snowed three days before, and the staff of Franklin Credit Union failed to remove the snow in a timely manner, so it turned to slippery ice. As I was walking past, I slipped and fell, spraining my wrist, which I used to break my fall.
As noted by town ordinance in [insert location], businesses have twenty-four hours to remove snow on the sidewalk in front of their entrances. I have attached the related ordinance with this letter. Franklin Credit Union is negligible and responsible for my injuries, as they failed to remove the snow within the accepted amount of time, causing my fall and resulting injuries.
I immediately went to Hillcrest Hospital at [insert location], where I was treated for a sprained wrist. The attending ER physician, Dr. Joseph Mulder, x-rayed my wrist, set it, and prescribed me a pain medication, [name the medication]. I missed three days worth of work from my job as a waitress at JoJo’s Tavern because my injured wrist preventing me from carrying plates and trays.
My medical costs are outlined below, and the related bills are attached.
Hillcrest Hospital: $289.00
Dr. Joseph Mulder: $170.00
Prescription Pain Medication: $75.00
Due to the negligence of your insured, Franklin Credit Union, I suffered injuries and missed out on three days worth of my wages and estimated tips at JoJo’s Tavern, totaling in $1,050.00. Therefore, I am requesting $2,500.00 in settlement.
Please respond to this correspondence in a timely manner of no more than 30 days.
[Your Name – printed]
Note that to leave room for negotiation, you should request an amount of compensation that is more than your combined medical costs and lost wages.
Get Help with Your Personal Injury Claim
To maximize your chance of a successful claim and fair amount of compensation, you can hire a lawyer. A personal injury lawyer will help you write your demand letter, collect necessary evidence, and ensure a smooth overall claims process.