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I Can’t Pay My Bills After a No Headlights Accident - What Should I Do?

Most drivers heed road rules and turn their headlights on when it is either twilight or there is poor visibility due to rain or other conditions when visibility is poor. There are some drivers who do not necessarily pay as much attention as they should when road conditions change. This can lead to devastating accidents to other drivers who are in the area where a vehicle’s headlights are not on when they should be.

If the accident is serious, the victim may be seriously injured and have trouble paying medical bills and car repairs, let alone the lost wages due to the inability to go to work. If this is what has happened to you and you believe that the accident was the fault of the other driver who failed to put on headlights you may be able to recover damages by pursuing a personal injury claim against the at-fault driver. This will help to pay the bills that are mounting up.

Medical Bills After a No Headlights Accident

As you have probably found out, there is a lot more to medical costs than just hospital treatment. The medical costs associated with the accident with the vehicle which had no headlights on could include any or all of the following:

  • the cost of an ambulance;
  • doctor’s fees;
  • transport costs for hospital visits;
  • scans and x-rays;
  • blood tests;
  • surgery;
  • anesthesia before surgery;
  • medication.

I Can’t Pay My Bills After a No Headlights Accident - What Should I Do?

Property Damage Bills After a No Headlights Accident

If your vehicle was badly damaged you should be able to include the cost of repair in your PI claim. Of course you will need to provide an estimate of the costs from the car repair yard or if you have already paid the amount an invoice to show that this has been done. If your car was so badly damaged that it had to be towed from the scene of the accident, the cost of the tow truck can also be included in your claim.

How a PI Claim Can Help Pay Bills After a No Headlights Accident

A PI claim should cover the cost of your medical treatment, any lost earnings and the repairs to your car. You may be awarded an amount for non monetary loss, which is a value placed on your pain and suffering due to the accident. If there is proof that the at-fault driver was negligent you may also get punitive damages included in your PI claim. Whether you win your PI claim will depend on you providing suitable evidence that proves who caused the accident without headlights on.

Acceptable evidence could consist of eyewitness’s reports, a police accident report and a medical report from your physician showing the seriousness of your injuries.

Working With a Lawyer

Insurers are not the easiest people to negotiate with. Winning a satisfactory settlement requires the help of an experienced PI lawyer who will work tirelessly until a settlement has been reached.