Even if you are a safe driver, sometimes other drivers drive in an unpredictable way that can end up in a multi-car accident.
If you have been involved in a multi-car accident and you know it is not your fault, you still may find it difficult to prove who caused the accident, especially if the driver you believe to be at fault was driving in an unpredictable manner.
It is important to act immediately if you have found yourself in a multi-car accident which involved an unpredictable driver.
Example of How a Multi-Car Accident May Occur
Multi-car accidents are commonplace because many of them are caused when the driver is distracted and drives in an unpredictable manner that causes a multi-car accident to take place.
Actions that could cause a multi-car accident may include:
- driver fatigue;
- driver under the influence of drugs or alcohol;
- driver distracted by a mobile device;
- eating and drinking while driving;
- deliberate reckless driving;
- poorly maintained vehicle.
Damages That Might Occur in a Multi Car Accident
There are several types of damages that can be included in a PI claim which are:
- damage to the vehicle;
- damage to personal property in the vehicle;
- the full cost of medical treatment for all those injured;
- a percentage of wages lost while unable to work;
- an amount to cover pain and suffering;
- out of pocket expenses such as help in the home while recovering;
- the cost of a rental car if yours was out of action for a while;
- punitive damages if the at-fault driver was proved to be negligent.
How to React if You Are Involved in a Multi-Car Accident
Straight after the accident has taken place you should make sure that you are safe and seek medical treatment for your injuries.
You should gather as much evidence as you can and exchange information with any other car drivers who were victims of the multi-car accident.
You should also contact the police as they can write a police report which can be very helpful when filing your personal injury claim.
The sorts of evidence you should gather includes:
- photographs taken by you and the other victims of the multi-car accident including the position of the vehicles and the damage done;
- photographs taken from nearby surveillance cameras showing the accident taking place;
- the police report;
- a medical report from your doctor describing your injuries and likely recovery time;
- receipts for medical treatment you have already paid for;
- unpaid invoices for medical treatment;
- car repair bill.
Speak With an Attorney
Filing a personal injury claim sounds simple enough until you come up against the insurer of the at-fault driver.
Insurers are never quick to blame their clients so you may find yourself struggling to get your PI claim approved.
An attorney can help prove that you were not at fault for the accident and will help to ensure that the insurer examines the claim and makes the correct decision by awarding the PI settlement you are entitled to.