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What Happens When You Are Injured in a Chain Reaction Accident?

In a chain reaction accident, three or more cars hit each other in a series of rear end collisions, usually caused by the force of the first collision. These types of accidents involve many drivers, who may each be at fault for the accident to some degree.

For instance, Driver 2 isn’t paying attention and hits Driver 1. Driver 3 has to stop short and hits Driver 2, and Driver 4, who is unprepared, hits Driver 3. If you are injured in a chain reaction accident, you may require compensation for missed wages, medical bills, and pain and suffering. When this happens, there are fortunately some options available to help you get back on your feet.

Types of Injuries Incurred Due to Chain Reaction Accidents

Injuries sustained from chain reaction accidents can range in levels of severity. A chain reaction accident on a calm and quiet street can result in bruising, cuts, and scrapes, while a high-speed chain reaction accident on the highway can lead to broken bones, spine and brain injuries, and worse. The level of severity of your injuries will affect the medical costs needed to treat your injuries, as well as the amount of time and money you will lose due to missed work.

Determining Fault

To determine which of the many drivers is at fault in a chain reaction accident, you should consider the rule of negligence. In other words, which driver (or drivers) was careless while driving and caused the accident? A good way to determine the negligent driver or drivers is to judge which drivers were following the car in front of them at a safe driving distance, which allows for enough time to stop in the event of an unexpected road block. Determining who was driving at a safe distance, and the order of impact of the cars involved, can be made easier with the following evidence:

    • Eyewitness accounts of the accident
    • Police reports
    • Vehicle damage
    • Skid marks, vehicle debris, and other evidence at the scene of the accident

What to Do if You Are Injured in a Chain Reaction Accident

If you have been injured in a chain reaction car accident, it is important to exchange contact and insurance policy information with all of the drivers involved in the crash. It is also helpful to get the contact information of any eyewitnesses to the incident for testimony, if needed at a later date. It’s also a good idea to call the police to ensure that a report is created for the accident. Photographing the scene of the accident, including damage to all vehicles, property, and the surrounding area, will also help your case.

Retaining a personal injury lawyer will help in organizing and identifying all of the important evidence needed for your claim. If you believe you are responsible for a portion of the chain reaction accident, a defense attorney may be helpful to you in the event that other drivers seek personal injury compensation against your insurance policy.

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