If you have a learner’s permit and you are adhering to its restrictions, such as driving with an adult, then your case will not be affected. Usually, the insurance policy of the owner of the vehicle would be responsible for any damages if you were at fault for the crash.
However, just because you only have a permit doesn’t mean you are at fault for the crash. You may have been partly to blame or not at all at fault for the crash that resulted. If you are driving with a parent or guardian, you are most likely listed on their insurance since you do have a permit, but those laws can vary slightly from one state to another.
What to Do After an Accident
You should never admit fault after a crash. Always call the police and let them come out to the scene, investigate and complete an accident report. The officer will do a preliminary investigation to determine fault.
Be sure to get statements from any witnesses and ask for their contact information should your personal injury lawyer need to call them later. If possible, take photos of the damages, the injuries, and the accident scene. Be sure to talk to the officer so your side of the story can be included in the accident report narrative.
If you are at fault for the crash, you might be issued a citation. Citations are often issued for running stop signs or red lights, rear-ending another vehicle, or crossing the center line and hitting another car.
You will likely be visibly shaken after the crash, but remain calm and courteous. Your accident injury attorney will review all the documentation and be able to provide you with the guidance you need later.
Filing a Personal Injury Claim
If the other driver is at fault or partly to blame, you might be able to recover compensation for your damages by pursuing a personal injury claim. You will need to establish medical care right away.
You must maintain thorough documentation, such as medical bills, medical records, prescription receipts, mileage to and from your medical appointments, proof of missed work and lost wages, and repair estimates for fixing your vehicle. Your attorney will go over all these documents plus the accident report to determine the best way to proceed with your claim and to determine who is liable for the damages that resulted from the crash.
Consult With a Personal Injury Lawyer
If you have been involved in an auto accident with a learner’s permit and no license, you should consult with a personal injury attorney who is licensed in your state. Your lawyer will determine if the adult who was driving with you is financially responsible for the damages. Complete the Free Case Evaluation Form on this page to have your case reviewed by an attorney in your area.