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Social Security Disability Benefits

Social Security disability benefits are paid through two programs: SSI and SSDI. Both are administered by the U.S. Social Security Administration (SSA). Benefits paid through both programs vary depending on the requirements met.

Social Security Disability Insurance (SSDI) is a needs-based program for individuals who are unable to work due to their disability. It is for individuals who became disabled prior to the age of 65. It provides monthly payments.

To qualify, claimants must have the required number of work credits, depending upon their age. Benefits are only paid if the person is unable to work and their condition lasts for at least 12 months.

Social Security Income (SSI) is a supplement program that provides monthly payments to the disabled, legally blind, people over 65, or children under the age of 18 who have a parent that is disabled or deceased.

To qualify, claimants must meet income and resource requirements set by the SSA. You must not be earning more than $1,130 per month to qualify for either SSDI or SSI.

If a recipient of SSDI is injured due to an injury, such as a slip and fall, their case settlement should not affect their benefits. However, most cases look at lost wages when dealing with a settlement. It is important to have your attorney look over any settlement documents or releases. Pre-existing injuries may affect your settlement. Documentation to show medical proof that your injury is not medially related to you preexisting injury or disability would be needed.

If you are on SSI benefits and file a personal injury claim, you may lose your SSI benefits if you win a large cash settlement.

To determine whether or not your disability benefits will be affected by a personal injury claim, you should contact a licensed personal injury attorney in your area.