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Who is Responsible for Medical Expenses After a Parking Lot Accident?

Parking lots are surprisingly accident even when the average speed is lower than elsewhere. It doesn’t matter how careful a driver you are because you could always be hit by another less careful driver when maneuvering around a parking lot. There are always medical expenses after a car accident if someone is injured. You may be required to cover those initial medical car accident medical bills from your own insurance provider even if you weren’t at fault. In some states, you may be able to pursue a personal injury claim if you have proof that the other driver was at fault.

Who Pays for Medical Treatment?

The most common injuries in a parking lot accident tend to be pedestrians walking to and from their car. These injuries typically involve broken bones, cuts and bruising which could require extensive medical treatment. You may need to make a claim from your own insurance provider at first, but if you are in a

States That Do Not Have No Fault Insurance

In a fault or tort state, initial medical expenses may only be claimed if you have taken out an optional medical insurance policy like PIP or MedPay. MePay differs from PIP because it is cheaper and can be tailored to your potential needs but does not cover compensation for lost wages. If you were not at fault and can prove that the other driver caused the accident, you may be able to pursue a personal injury claim to recover damages. If your claim is successful, the at-fault driver’s insurer may then be responsible for paying back medical expenses already obtained from your own insurer.

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