According to the Society of Automotive Engineers (SAE), two million car accidents a year are caused by drivers that fail to signal or incorrectly signal.
The result of a turn signal car accident can be one or more serious injuries that require immediate attention. Who takes care of the expensive personal injury medical expenses: You or the other driver? If you have received one or more injuries because of a turn signal crash, you might have to take care of the medical expenses after the car accident at first. However, if the other driver is judged to be at fault, you might qualify for compensation to pay your car accident medical bills.
Who Pays for Medical Expenses After a Car Accident?
Healthcare providers want their money and they want it fast. They do not wait for insurance companies to deny or approve claims, and they certainly do not wait for the conclusion of a civil lawsuit.
Healthcare providers want their money as quickly as possible after providing treatment for your injuries. This means you must pay off at least some of the medical expenses that you have incurred. Otherwise, as the bills pile up, your credit score can decline.
There are several possible scenarios when it comes to the injuries caused by a turn signal accident. The best-case scenario is the driver of the other vehicle was able to maneuver the car to deflect off your vehicle instead of hitting it head-on. However, because of the speeds traveled by both vehicles, most turn signal accidents result in a serious injury like a concussion, broken bones, and/or bleeding in one or more internal organs.
States That Have No-Fault Auto Insurance
Before you send the first check to your healthcare provider, you should find out whether you live in a no-fault car insurance state. States such as Florida, Minnesota, and Pennsylvania have passed laws that do not require proof that a driver was at fault for causing a turn signal crash.
This is an especially important factor for a turn signal accident since in most cases, the driver who did not activate the car’s turn signal was guilty of driving negligence. No-fault car insurance means your insurance company pays some, most, or all of the medical expenses that are associated with a turn signal crash.
States That Do Not Have No-Fault Car Insurance
The residents that live in states that have not enacted a no-fault car insurance statute are legally liable for every medical bill generated because of a turn signal accident. One strategy that helps you pay for medical expenses is to include a Med Pay provision in your auto insurance policy. Med Pay is the ideal financial strategy for car owners that pay a deductible for health insurance coverage. For example, if you have a Med Pay provision that pays $4,000 and your annual health insurance deductible is $3,500, you have $500 leftover in Med Pay money to take care of medical expenses.
Here are a few of the expenses that Med Pay covers:
- Surgical procedures
- Emergency care
- Physician visits
- Equipment used for rehabilitation purposes
Get a Free Case Evaluation Today
If the other driver’s turn signal was defective at the time of the accident, you might have a strong enough case to file a personal injury claim against the manufacturer of the vehicle. A personal injury attorney may be able to help you determine your what damages you are responsible for after a turn signal accident. To get in touch with a personal injury attorney, complete the Free Case Evaluation on this page today!