Vehicles can be damaged, and people can be injured in the most unexpected ways. If your vehicle was damaged by falling debris, you can hold the at-fault party responsible for your damages. Falling debris could be from another vehicle, such as a large truck, or from a tree or off of someone else’s property.
You will want to notify them of your damages, and you will want to tell them that you are holding them responsible for your costs and that you wish to pursue a personal injury claim. The first thing that you will do to get your personal injury claim on track after suffering car damage from fallen debris is to send a demand letter to the liable party and their insurer.
The Sample Demand Letter
You need to make your demand letter straightforward and to the point. You should include the specific details to prove you suffered damages and to show liability. Here are some things that you should not leave out of your demand letter:
- Explain when and where the accident
- Explain what happened
- Explain why you believe the other party is liable
- Include photos of the damage and of the accident scene
- Include proof your damages, such as medical bills, repair estimates, and so forth
- Indicate how much you want to receive for your damages
The demand letter should be concise, state the facts, and include supporting documentation. Personal injury lawyers understand how to negotiate with the insurance companies and can help you throughout the process. Your attorney will pen the demand letter to the liable party and their insurer.
What to Do Before Writing the Demand Letter
You will need to get written estimates for repairing the damage to your vehicle. You should also do an assessment of the fair market value of your car. You can do this by gathering ads for similar vehicles.
Check prices of similar cars – make, model, trim, features, mileage, and condition come into play. If the damage to your vehicle will cost more to repair than the fair market value of your car, it will be considered a total loss. You will want to know the fair market value so you can negotiate a settlement.
If you had injuries, be sure to keep copies of medical bills, medical records, prescription receipts, and other documents that show your losses and damages. An accident injury lawyer will help with this aspect of your claim.
Consult With a Personal Injury Lawyer
If your car was damaged from fallen debris, a personal injury attorney can help you recover the compensation you need to cover your damages. There is a strict deadline for pursuing a claim, so if you wait too long, you will not recover compensation. Fill out the Free Case Evaluation Form today.