You are sitting at a stoplight, patiently waiting for the light to turn green, when suddenly your vehicle is hit by another car. The damage to your vehicle becomes the least of your worries as you realize that you and your passengers may have serious injuries to deal with.
The resulting injuries can result in time lost from work and mounting medical bills. A split-second car accident can result in your finances quickly spiraling out of control. Fortunately, in many cases, there are legal options that can help you in such a situation.
Injuries That Can Occur When Hit at a Stoplight
When you are hit by a car at a stoplight, there are a number of injuries one may incur. The severity of the injuries often depends on the speed at which the car that hit you was traveling.
Some injuries that are common in such a car accident include neck injury and back injury. In more severe cases, more serious injuries can occur such as brain injury, spinal cord injury, and internal injuries.
Psychological injuries are also possible when being hit by a car at a stoplight. Although psychological injuries are not physical in nature, they can be as serious as any physical injury you may endure.
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What Happens When a Car Is Hit While Parked at a Stoplight
When a car is hit while parked at a stoplight, there are a number of things that can happen. The car can be hit head on, from the side, or rear-ended. The most common way a car is hit at a stoplight is to be rear-ended.
No matter what the nature of the accident, if you are properly parked at the stoplight and are hit by another vehicle, the driver of the other vehicle is almost surely at fault.
There are a couple of things that you have to do when your car gets rear ended at a stoplight. The first thing is to check if you or any passengers have any injuries. You should seek medical attention for any injuries suffered. You then should call the police and report the accident.
If your car gets rear ended at a stoplight, make sure to take pictures and document the accident. You should then get information from the other driver and then ask the police officer for the accident report. Notify the insurance company of this accident as soon as you get home.
Filling a Claim After Being Hit By a Car at a Stoplight
If you are hit by a car at a stoplight, you will need to file a claim with the driver’s insurance company. This means getting the driver’s contact information as well as his or her insurance information. If you are unable to do this at the time of the accident due to injuries you may have incurred, an officer at the scene will likely have the information ready for you.
You will need to contact the driver’s insurance company to report the accident and file a claim. It will be important that you prove fault, although this is not hard to do when you were hit at a stoplight. Still, you may want to retain the services of an attorney, as it is not in the insurance company’s best interests to pay you as much as you are entitled to.
An attorney will ensure the claim is properly filed with the insurance company and that you are given the damages you are entitled to including:
- Damages for repair of your vehicle
- Damages for medical bills
- Damages for lost wages
- Damages for any pain and suffering you may have incurred