If you are going through a drive-thru at a restaurant, you don’t really expect to be involved in an accident, but it can happen.
A driver could rear-end you, or a driver might back up into you.
While you might think the damages would most likely be insignificant, slow speed crashes can cause major damages and injuries.
If you have been hit in the drive-thru by an underinsured motorist, you will need to pursue a claim against your underinsured motorist coverage to ensure your damages are properly taken care of and that your costs are covered.
There is a maximum payout on any insurance policy, so if your damages exceed the face amount of the other driver’s insurance, you will need to seek compensation from your insurance to cover the rest of the damages you suffered.
What To Do If Hit At Drive-Thru
If you have been hit in the drive-thru, you should call the police.
It is important to document the accident.
Try to get photos of the accident scene and of the damages.
Be sure to ask witnesses for statements as that will help your claim.
Also, get witness names and contact information.
The more evidence that you have that supports your claim, the more likely you are to have success when reaching a settlement with your underinsured motorist claim.
Here are a few of the more common damages that you might suffer if you are hit in a drive-thru by an uninsured motorist:
- Property damages
- Medical expenses
- Pain and suffering
- Lost wages
- Mental anguish
- Loss of enjoyment of life
- Loss of consortium
Maintaining Evidence That Supports Your Claim
You should maintain thorough documentation that supports your claim. Here are a few of the pieces of evidence that you can use to get your claim on the right track:
- Medical bills
- Repair estimates
- Rental car receipts
- Proof of missed work and lost wages
- Photos of the accident scene
- Witness statements
- Photos of the damages
The more documentation you can gather to support your claim, the more likely you are to have a successful personal injury claim and recover the full value of your claim.
Be sure to maintain thorough records so you can show both economic and non-economic losses.
You will want to be sure to itemize all your losses when you send your demand letters and when you pursue your personal injury claim against the other party and against your uninsured motorist coverage.
Consult With A Personal Injury Attorney
If you have been hit in the drive-thru by an underinsured motorist, you should consult with a personal injury attorney who is licensed in your state.
With the help of a lawyer, you are much more likely to recoup compensation for your damages.
When you enlist a personal injury lawyer, you will not pay anything out of pocket. Instead, personal injury lawyers work on a contingency basis, which means your lawyer will not be paid until you win your case.
Get your free case review today.