Have you been injured in an auto accident in Michigan? If so, you might be entitled to a personal injury claim. Personal injury claims can help pay for any medical bills, lost wages during your recovery, future healthcare expenses related to your crash, and even pain and suffering damages.
Fault Determination in Michigan
You may not be eligible for a personal injury claim in the state of Michigan if you were at fault for a car crash. Determining who was at fault is critically important in Michigan in particular because the state follows "no fault" auto insurance laws, meaning you usually file a claim with your own insurance company.
To be eligible for a personal injury claim in a no-fault state like Michigan, you cannot be at fault for the car crash. Additionally, you'll need to prove that you suffered "serious bodily harm." What does this mean? A simple fender bender will likely not be eligible for a claim through anyone other than your own insurance company. If you have suffered the following injuries, however, you might be eligible:
- Broken arm or leg
- Sprained wrist or ankle
- Slipped disc
- Strained back
- Shattered hip
- Traumatic brain injury
How Does a Specific Scenario Affect My Claim?
It'll be easy to determine who was at fault for a crash depending on the specific situation. For example, if you were rear ended while driving, the other motorist will almost certainly be found at fault. If you were injured in the crash, you could be eligible for a claim. Here are some of the most common accident scenarios in Michigan: