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How Does a Personal Injury Claim Work?

If you have been injured in an accident that you think was caused by someone else being careless or negligent, you can pursue a personal injury claim against the liable party. Usually, the liable party is covered by liability insurance.

The claims process can be challenging, though, and you will need to provide evidence and documentation to support your claim and to show that the other party is liable for your damages. Documentation is the key to a successful personal injury claim. Your personal injury attorney will gather the evidence and documentation and build your claim.

Documentation and Evidence to Support Your Claim

If you are pursuing a personal injury claim, you will need to show that you suffered losses and damages and how those damages resulted. Here are some of the more common kinds of supporting documentation that can help you with your personal injury claim.

  • Accident report
  • Medical bills
  • Medical records
  • Proof of missed work and lost wages
  • Photos of injuries and damages
  • Witness statements
  • Repair estimates
  • Tow bills
  • Prescription receipts
  • Receipts for medical equipment and devices
  • Rental car receipts

How Does a Personal Injury Claim Work?

Damages That Can Be Claimed

You will need to claim all your damages in a single personal injury claim. This means that you and your personal injury attorney will need to fully assess your situation, including any future expenses that will pertain to your specific injuries and accident. Here are some of the more common damages claimed in a personal injury claim:

  • Medical expenses – both past and future
  • Lost wages – both past and future
  • Pain and suffering
  • Permanent scarring and disfigurement
  • Property damages
  • Loss of enjoyment of life
  • Mental anguish
  • Loss of consortium

A personal injury attorney can help you get your claim on track and recover compensation for the damages you suffered because of the accident.

What to Do After an Accident

You should always report an accident right away. An accident report should be completed. Seek medical care right away. Failure to establish medical care can be devastating to your personal injury claim. Ask any witnesses to provide you with statements and their contact information.

Some injuries aren’t apparent right away and other injuries are worse than they appear, so medical care is essential. Make sure you tell the healthcare provider what happened, so they can check you out thoroughly and make detailed notes in your medical file.

Consult With a Personal Injury Lawyer

If you have been injured in an accident, you should consult with a personal injury attorney. An attorney will review the details of your case and determine the best way to proceed with a personal injury claim.

With the help of a lawyer, you are much more likely to get a fair settlement. Personal injury lawyers work on a contingency basis, meaning you will not have to pay an attorney until you win compensation. Complete the Free Case Evaluation Form today so you can get your claim on the right track.

Additional Resources

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