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How Do I Work With Insurance After A Phantom Driver Accident?

Any kind of auto accident injury claim can be challenging. After all, auto insurance companies are in the business of making money, not spending it. When you have been involved in a crash with a phantom driver, you are going to find reaching an agreement even more challenging because the auto insurer might point all the blame on you. After all, the other driver is not known, and it might not be possible to prove that the other vehicle even existed. You will need a personal injury attorney aggressively pursuing your claim and working to show that you were not at fault for the crash and that another car was involved.

Evidence is Important

In a phantom car accident, you might not have evidence that proves another car played a role. A corroborating witness is always beneficial, but often, this person did not see much more than you did and cannot provide any additional information. This witness can, however, back up your claims that another car was involved.

Often, the make, model, or color of the vehicle and description of the driver are not gotten. It is almost always impossible to get the license plate number before the car speeds off. Try to remember as many details as you can, including the direction of travel. Make sure any witnesses stay on the scene to give statements to police to be included in the accident report.

What to do After a Phantom Driver Accident

If you have been involved in a phantom driver accident, stay on the scene of the crash. Make sure the police are called, so an accident report can be completed. Take photos of the accident scene and your damages using a smartphone. Get medical care and keep copies of medical records and medical bills.

Maintain documentation and keep proof of missed work and lost wages. Document any activities or events you miss out because of your injuries. Get written repair estimates for your damaged vehicle. Keep a file of evidence to support your claim.

Working With Insurance Company After Phantom Driver Accident

Damages That May Result

If you have been in a phantom driver accident, you have suffered various damages. You must include all these damages in a single claim. Common damages include medical expenses, lost wages, future loss of earnings, loss of enjoyment of life, future medical expenses, pain and suffering, loss of consortium, mental anguish, long-term disabilities, permanent scarring and disfigurement, property damages, and more. Keep documentation of these damages and discuss them with your attorney.

Consult With a Personal Injury Attorney

If you have been injured in an accident with a phantom driver, you need to talk with a personal injury attorney. Complete the Free Case Evaluation Form on this page, so your details can be shared with a personal injury lawyer who will review your case and tell you how to get your claim on the right track. Time is of the essence as a statute of limitations does apply. Get your claim underway today!

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