Were you recently harmed due to the poor construction or maintenance of a swimming pool? If so, you may be entitled to compensation. By filing a personal injury claim, you could receive repayment for your injuries, medical bills, lost wages, and suffering.
In your case, filing a personal injury claim would begin with sending a demand letter to the pool operator’s insurance company.
It’s often best to consult with an attorney before doing so, but you can always get started on your own.
Demand letters are formal documents that:
- Explain your accident
- Explain your injuries
- Explain your requested compensation
- Include official documentation of any bills and receipts that support your claim
Because demand letters contain so much important information, it is vital that they are organized properly.
Sample Demand Letter for a Swimming Pool Accident
Demand letters must be professionally composed and present information in a very particular order. To insure your letter meets the necessary criteria, follow the template of the sample letter below.
[Your City, State, and Zip Code]
[Name of the Claims Adjuster]
[Their Job Title]
Address of the Insurance Company]
[City, State, and Zip Code of the Insurance Company]
Re: Your Insured, [Name of the Defendant]
Claimant: [Your Full Legal Name]
Claim Number: (Only include this number if a claim number has already been assigned to you, and you have already been contacted about the matter.)
Date of Loss: [Date of Incident in which the Bus Accident Took Place]
Dear Mr./Mrs.[Name of Claims Adjuster],
In reference to our prior discussion on August 1, 2015, please accept this letter as my formal request for compensation regarding the injuries sustained due to your insured, the Charlesmark Hotel.
As you are aware, I was severely injured at the Charlesmark Hotel after getting my foot stuck in their uncovered underwater pool filter. This could have very reasonably been addressed by maintenance prior to my injury. This oversight on part of the hotel and its staff shows negligence and, thus, places responsibility for the accident and my injuries on them.
Around 9:00 AM on Saturday, July 31, 2015, I went for a swim in the indoor pool for my day off between work. As I reached the deep end, I planned to turn around underwater and push off from the pool’s edge to gain momentum on my next lap. However, unbeknownst to me, the pool’s underwater filtration system was missing it’s cover, allowing my foot to push through the filter and get stuck in the filtration gears. I tried in vain to remove my foot for two or three minutes before calling for help, as it became extremely painful. It took 15 minutes before an employee noticed my trouble and got help to undo the filter.
Immediately afterwards, I was driven by my husband to Brigham and Women’s Hospital, where I was seen by Dr. Kara Swinton. After receiving an X-ray of my foot, Dr. Swinton diagnosed me with two broken toes and a torn tendon. I was given a foot cast, prescribed [name the medication] for the pain, and was told to take one week off of work before using crutches for the following five weeks.
Here are attached my medical bills, which further outline the cost of my treatment.
- Brigham and Women’s Hospital: $390.00
- Dr. Kara Swinton: $429.00
- Cast and Crutches: $150.00
- Prescription Pain Medication: $96.00
- TOTAL: $1,065.00
Due to the negligence of the Charlesmark Hotel, I lost $1100.00 of salary pay during my week recovery and lost multiple potentially-lucrative clients. It is for my injuries, suffering, and these lost wages that I am demanding compensation in the amount of $6,000.
I hope to receive a timely response in no later than 30 days from the date of this correspondence.
Your Name – printed]
When demanding compensation, it is important to request more money than is represented by your medical bills and lost wages — doing so helps secure you a fair sum if your claim moves on to negotiation later on.
Getting Help from an Attorney
Personal injury cases can be tricky to navigate, especially without the assistance of a legal professional. If you are planning on filing, speak with a personal injury attorney today. Their expertise in the field and quality advice can make all the difference in winning you the compensation you deserve.
*The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against The Charlesmark Hotel, you may not be entitled to any compensation.