You were driving down the road when a phantom driver caused you to swerve into another vehicle. If a phantom driver caused you to hit another driver, you might be wondering what you are supposed to do and who is liable for the damages.
A phantom driver’s car doesn’t come into contact with your vehicle, it but can cause and accident and then leave the scene of the crash. It is almost impossible to identify a phantom driver. However, if you can identify the driver, he or she can be liable for the damages that resulted because of their actions. You need to know what to do if a phantom driver caused you to hit another car.
What To Do After a Crash Caused By a Phantom Driver
Just as you would with any other accident, check to see if anyone has injuries serious enough to require an ambulance. If so, call for an ambulance right away. Stay on the scene of the accident and call the police. You will need an accident report completed.
Try to remember as many details as you can about the phantom vehicle, such as the vehicle’s make, model and color and direction of travel. If possible, get the license plate details. All the information you gather could help the police track down the phantom driver.
Use your smartphone to take photos of the crash scene and the damages to the vehicles. If there are any witnesses to the crash, be sure to let the police know so they can give statements for inclusion in the accident report.
Filing a Claim With Your Insurance Company After an Accident With a Phantom Driver
If a phantom driver causes you to hit another vehicle, filing a claim with your auto insurance carrier could be tricky. Depending on the state laws and the wording of your insurance policy, the claim could fall under either collision coverage or uninsured motorist coverage. Some policies will not recognize a phantom driver existed unless you have corroborating witnesses to confirm that a phantom driver caused the crash.
Your personal injury attorney will conduct his or her own investigation into the crash and might uncover some evidence that the initial investigation didn’t reveal, such as paint from the phantom vehicle or a small ding or dent. You will need to maintain documentation to support your claim, such as medical records, medical bills, written repair estimates, the accident report, witness statements, and so forth.
Consult With a Personal Injury Attorney If a Phantom Driver Caused You To Hit Another Car
If a phantom driver caused you to hit another vehicle, you should consult with a personal injury attorney. These kinds of claims are challenging, so make sure you have a lawyer aggressively pursuing your claim and handling negotiations with the insurance company. Complete the Free Case Evaluation Form today, so you can get your claim on the right track and get compensated for your damages after the accident.